House Affordability Calculator

Estimate a comfortable home price from your income, debts, down payment and loan details.

Gross yearly income ($)

Monthly debt payments ($)

Down payment ($)

Interest rate (%)

Loan term (years)

Property tax (% of price a year)

Home insurance ($ a year)

Results

Item	Comfortable (28/36)	Stretch (36/43)

This is an estimate, not a loan offer or financial advice. Lenders set their own rules. PMI, HOA fees, maintenance and closing costs are not included, and they will lower what you can afford.